Personal

Card fraud and identity theft

Paying for goods online is a major concern for many people. The biggest fraud type in the UK is card-not-present fraud, which cost £183.2m in 2005. This is fraud on cards used over the telephone, Internet or for mail order (APACS). With the growth in the number of online transactions, and the advances in ever more sophisticated methods of fraud, this trend is certain to continue.

The safe and secure way to shop online

There is now a way for you to shop online without exposing yourself to these risks. PayOffline’s unique payment method means that you won’t be the next victim of card fraud or identity theft when you shop online since it does not require you to enter any card or financial details online.

Only genuine merchants offer PayOffline

All the merchants providing PayOffline have been checked by us to ensure that they are genuine.

What is PayOffline

PayOffline is a new and innovative payment solution developed to enable you to buy goods and services online without credit cards and pay with cash or debit card offline.

It uses a barcode system that allows you to make over the counter payments at any participating payment outlet. PayOffline is an easy, convenient and safe method of paying for your online purchases.

» Find out how to PayOffline

The History

PayOffline came about as a result of merging technologies, business initiatives and issues relating to the ever-increasing threat of card fraud. Also, the stellar growth of the Internet, online shopping and access to the Internet for an ever increasing proportion of the UK population. The entities involved with the creation of PayOffline collectively have many years experience of the over the counter payment business, as well as the delivery of these services.

Just pay over the counter

To make a payment for your online purchase, simply;

• Print out the PayOffline invoice when you have completed your online shopping
• Present it at any payzone outlet before the displayed expiry date
• payzone outlet will scan the barcode
• Pay the amount indicated on your invoice
• payzone outlet will issue you a receipt for your payment

Click on the link below to find your nearest payment outlet:

» http://search.payzone.co.uk

Books

Harry Potter and the Deathly Hallows (Book … by J. K. Rowling £8.99	Harry Potter and the Deathly Hallows (Book … by J. K. Rowling £8.99	The Children of Hurin by J.R.R. Tolkien £9.96
On Chesil Beach by Ian McEwan £6.49	The Secret by Rhonda Byrne £7.92	James Martin – Desserts by James Martin £11.99
Half of a Yellow Sun by Chimamanda Ngozi Adichie £3.99	Gordon Ramsay’s Fast Food: Recipes from “Th… by Gordon Ramsay £9.98	Suite Francaise by Irene Nemirovsky £3.99
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Anyone of a certain age has a drawer full of old tapes

The digital world has finally caught up with the humble audio cassette as electrical retailer Currys announced it will stop stocking them.

Last year Currys sold just 100,000 tapes compared with 83 million in 1989.

The store will also phase out tape decks, which are currently available in less than 5% of audio equipment.

Currys said that the tape was no longer able to compete with MP3 players – some of which store the equivalent albums as 1,500 cassettes.

Mix tape nostalgia

The recordable tape was introduced in Europe in 1963 by Philips.

It will be missed by anyone who has spent a wet weekend making a “mix tape” for a loved one.

“I remember the tape with some fondness. The hours spent putting together compilation tapes and the all-too-familiar experience of finding that your deck had chewed your tape, will resonate with many now in their thirties and forties,” said Peter Keenan, managing director of Currys.

“For today’s MP3 generation, it’s just a few clicks of the mouse to achieve what’s arguably a better outcome,” he added.

The death-knell for pre-recorded tapes was sounded in the 1990s when record companies started phasing them out as CD sales overtook them.

The audio cassette has been a remarkably durable format and it will live on for a while longer. It is estimated that there are 500 million tapes still in circulation.